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If your intentions are to purchase affordable life insurance to protect and secure the financial stability of your surviving loved ones after you die, you will likely have to undergo a medical exam and a blood test. Insurers can offer lower rates when they fully underwrite your policy and then be certain about your health,.. More

Living to 100 has always been considered unrealistic by most, especially those who find it difficult being a senior. But the facts indicate that becoming a centenarian is more realistic than you think. The 21st century brought the population medical technology that not long ago would have been considered impractical, and as a result, people.. More

Anyone who has started a business understands the commitment that must be made in terms of time and resources. Realtors who decide to open an office do a lot of planning to establish an office at a prime location. Yes, you can easily rent space for you and your team, but realtors are keenly aware.. More

Realtors typically agree that they do not want to work forever. Most have a realistic dream of a comfortable retirement where the beach or lake is close by, and the breeze is comforting while spending time in the hammock. Like all professionals, realtors work hard, and they plan hard. It’s in their nature to have.. More

When most people think of term insurance, they consider the television ads that show how John Doe got a $1 million policy for only $38 per month. You know the ads; they’re all over the television, internet, Facebook, and even Twitter. But for many people, if they look closely at the disclosure at the bottom.. More

People in the real estate business understand investment strategies. They understand return on investment, and they understand running a small business since that is how they are operating. The challenge that most realtors have to deal with, however, is insurance strategies that deliver a return on investment. We certainly understand that not all real estate.. More

Any closely held business organization, like a real estate broker, whether newly created or established, should have a defined business continuation plan to financially accommodate the possibility of an owner or partner dying, retiring, or becoming disabled. The Buy-Sell Agreement will specifically define how the business will continue after a defined catastrophic event such as.. More

If any business is a good candidate for Key Person Insurance, it is a Real Estate Broker. Knowing that the success of the broker’s organization is typically predicated on the success of a small group of people, every real estate broker should consider Key Person insurance to ensure the continuation of the organization in the.. More

As a self-employed real estate agent or broker, your life insurance is an important responsibility, and as such, you certainly want to make certain you’re getting your money’s worth and that you’ve purchased the insurance solution that best meets your needs, but is term a waste of money? Understanding that there are many insurers that.. More